Tools for planning.
39 free calculators to help you think through retirement, saving, debt, insurance, and taxes. Nothing you enter is sent or saved.
Financial calculators.
Showing all 39 calculators
Retirement
401(k) Catch-Up Contributions
See how 401(k) catch-up contributions from age 60, including the new age 60 to 63 limit, could add up by 67.
My Retirement Savings
Project what your retirement savings could grow to by the age you plan to retire.
Annuity Comparison
Compare two annuities, immediate or deferred, and the yearly income each might pay.
401(k) Growth
Project how your 401(k) contributions and employer match could grow by retirement.
Inflation and Retirement
See how rising prices could affect what you spend in retirement and how long your savings may last.
IRA Income
Estimate what your IRA could grow to and the yearly income it might provide in retirement.
Estimate Your RMD
Estimate this year’s required minimum distribution and see how it may change over time.
Roth 401(k) vs. Traditional 401(k)
Compare what a Roth 401(k) and a traditional 401(k) could be worth after taxes.
What Rate Would I Need to Earn?
Find the yearly return your savings would need to reach a goal by a certain time.
How Much Do I Need to Retire?
Compare three common rules of thumb for how much you may need saved for retirement.
How Long Will Your Money Last?
See how long your savings could last with yearly withdrawals that keep pace with inflation.
Saving and investing
College Savings
See how your college savings may compare with the future cost of a degree.
Comparing Investments
Compare two hypothetical investment approaches side by side over the same stretch of time.
Taxable vs. Tax-Deferred Savings
Compare what a tax-deferred account and a taxable account could leave you after taxes.
How Long Will It Take My Money to Double?
See how many years it could take money to double, triple, or grow tenfold at a steady rate.
How Can I Save a Million Dollars?
Find the monthly savings that could grow to a million dollars over your time frame.
How Compound Interest Works
See how a starting amount and steady contributions can grow when earnings build on earnings.
Historical Inflation
See what a dollar amount from any year since 1913 equals in another year’s dollars.
Lifetime of Earnings
Add up what you could earn between now and retirement, with yearly raises.
Home and debt
Comparing Mortgage Terms
Compare two mortgage rates and terms side by side: monthly payment, total interest, and total cost.
Bi-Weekly Mortgage Payments
See how paying half your mortgage every two weeks could shorten the loan and cut interest.
How Much Home Can I Afford?
Estimate a home price range from your income, debts, and down payment using the common 28/36 guideline.
Rent vs. Buy
Compare the total cost of renting and buying over time, and see how much home equity buying could build.
Student Loan Payoff
See how an extra monthly payment could shorten your student loan payoff and reduce the interest you pay.
Student Loan Refinance
Compare your current student loan with a refinanced one: monthly payment, total interest, and lifetime cost.
Debt-to-Income Ratio
Find out what share of your gross monthly income goes to debt payments, a number lenders look at closely.
Credit Card Payoff
See how much time and interest an extra monthly payment could save on a credit card balance.
Pay Down Debt or Invest?
Compare putting extra money toward a debt with investing it, and see which path leaves you further ahead.
Insurance
How Long Will My Savings Last If I Become Disabled?
See how long your savings might cover your pay if an illness or injury kept you from working.
Assess Your Life Insurance Needs
Add up what your family might need if you were gone, and compare it with what you already have.
Long-Term Care Needs
Project what extended care could cost by the time you need it, and how far your savings might go.
Taxes
Budget and everyday money
Emergency Fund
Estimate how much to keep set aside for surprises, based on what you spend each month.
What Is My Net Worth?
Add up what you own and what you owe for a one-number snapshot of where you stand today.
Monthly Budget
See what comes in, what goes out, and what is left over each month.
Wedding Budget
Set a wedding budget, list the costs, and see what is left or where you are over.
What’s Your MPG?
Compare fuel costs for your current car and a more efficient one, and weigh the savings against the loan.
Should I Buy or Lease a Car?
Compare the total cost of financing a car with the cost of leasing one.
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