How Much Do I Need to Retire?
There is no single right number for retirement, but a few common rules of thumb can give you a starting range. Enter your income and expected spending to see what each rule suggests, with and without Social Security.
About these numbers
These are general rules of thumb using example values, not a personal retirement plan. The 80% rule assumes level yearly withdrawals at the end of each year and a steady return; none of the rules account for inflation, taxes, or fees. The Social Security figures simply reduce each target by the share you enter.
This calculator is a hypothetical illustration for educational purposes only. Results are based on the assumptions you enter and the method described above, may vary with each use and over time, do not reflect any specific investment or the deduction of fees or taxes unless stated, and are not a guarantee of future results. The tool does not consider every investment, account type, or strategy that may be available to you. It is not investment, tax, or legal advice. Investing involves risk, including possible loss of principal. 4:8 Financial does not provide tax or legal advice; please consult your CPA or attorney regarding your specific situation.
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