How Long Will Your Money Last?
It is natural to wonder how long your savings will hold up once you start drawing on them. Enter your balance, yearly withdrawal, and assumptions for returns and inflation to see a simple picture of how your portfolio might hold up over time.
About these numbers
Assumes each year’s withdrawal is taken at the start of the year and rises with the inflation rate, and the remaining balance earns the same return every year, with no taxes or fees. Actual returns and inflation will vary, and investments that aim for higher returns also carry more risk.
This calculator is a hypothetical illustration for educational purposes only. Results are based on the assumptions you enter and the method described above, may vary with each use and over time, do not reflect any specific investment or the deduction of fees or taxes unless stated, and are not a guarantee of future results. The tool does not consider every investment, account type, or strategy that may be available to you. It is not investment, tax, or legal advice. Investing involves risk, including possible loss of principal. 4:8 Financial does not provide tax or legal advice; please consult your CPA or attorney regarding your specific situation.
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A calculator can only go so far. We are happy to walk through your real numbers with you, at no cost.