College Savings
College costs tend to rise every year, so the price your child faces may be quite different from today’s. Enter what you have saved, what you plan to add, and the kind of school you have in mind to see whether your savings could keep pace.
About these numbers
Savings grow at the rate you enter, with contributions added at the end of each year and no taxes, fees, or withdrawals. College costs rise at your inflation rate, and the total adds up each college year at its inflated price. Savings are compared with that total on the first day of college, so growth during the college years is not counted. Default costs are College Board average sticker prices for 2025-26 before financial aid.
This calculator is a hypothetical illustration for educational purposes only. Results are based on the assumptions you enter and the method described above, may vary with each use and over time, do not reflect any specific investment or the deduction of fees or taxes unless stated, and are not a guarantee of future results. The tool does not consider every investment, account type, or strategy that may be available to you. It is not investment, tax, or legal advice. Investing involves risk, including possible loss of principal. 4:8 Financial does not provide tax or legal advice; please consult your CPA or attorney regarding your specific situation.
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