401(k) Growth

Your workplace retirement plan can be one of your strongest tools for building savings, especially when your employer adds to it. Enter your salary, contribution rate, and match to see how your 401(k) could grow over time.

About these numbers

Assumes your salary, contribution rate, and employer contribution stay the same each year, contributions are added at the end of each year, and the same rate of return is earned every year, with no taxes, fees, or withdrawals. Your plan’s actual matching formula, vesting schedule, and IRS limits may differ. Actual returns will vary, and investments that aim for higher returns also carry more risk.

This calculator is a hypothetical illustration for educational purposes only. Results are based on the assumptions you enter and the method described above, may vary with each use and over time, do not reflect any specific investment or the deduction of fees or taxes unless stated, and are not a guarantee of future results. The tool does not consider every investment, account type, or strategy that may be available to you. It is not investment, tax, or legal advice. Investing involves risk, including possible loss of principal. 4:8 Financial does not provide tax or legal advice; please consult your CPA or attorney regarding your specific situation.

Have a question about this?

A calculator can only go so far. We are happy to walk through your real numbers with you, at no cost.

Ask us about this calculator